Financier

African Trade Platform links up trade transactions with financiers around the world, providing agricultural funding.

 

Every financier has a different mandate on which they follow. The platform will match fundamentals of each trade with the mandate of the financier to enable efficiency in the financing process. Parameters in various financier mandates may include:

a. Size of the transaction

b. Product financed

c. Type of finance being offered:

• Factoring
• Asset-Based Lending
• Supply Chain Finance
• Purchase Order Financing
• Commodity Finance
• Transactional Margin Finance
• Import Finance
• Pre-Export/Bill of Lading Finance
• Debtor Finance
• Letters of Credit

d. Risk of the transaction

• Product risk
• Liquidity of the product if payment is not realised by the buyer
• Perishability of the product
• Location/Country risk
• Track record of the buyer and seller

e. Credentials of the buyer

– Especially in the case of trade finance where credit insurance is required on the buyer

f. Logistics insurance